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[vc_row] [vc_column width='1/3'] Jan Fowler is author of the best-selling book, “Hot Chocolate for Seniors”(winner of   national & international awards); winner of Gold Halo Award from the So. California Motion Picture Council for Outstanding Literary Achievement; winner of First Place Excellence in Journalism Award (SPJ –Southern CA); Town...

There was a time when the average American male graduated from school, got married, bought a house and started a family. This was par for the course as little as just a few generations ago. Ask your grandparents about the old days and you'll find...

[vc_row] [vc_column width='1/3'] Margaret A.M. Heine is the principal counsel at Heine Law Group in Fullerton, California. She is licensed in California and Washington and has authority to practice before the Supreme Court of the United States and the United States Court of International Trade. Her practice includes estate...