Page 11 - FULL MAGAZINE MAY 2020
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                                 COVID 19 or Coronavirus Scams versus Facts
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                                 COVID 19 or CorVID 19 or Coronaonavirvirus Scams vus Scams verersus Fsus Factsacts
                                 COVID 19 or CorVID 19 or Coronaonavirvirus Scams vus Scams verersus Fsus Factsacts
                                             There are no Medicare programs (or any  birthdates, bank account numbers, and  but new ones may pop up faster than
                                           other health programs) that send you free,  other personal information to receive  authorities can take them down.
                                           unsolicited coronavirus tests.        their stimulus checks. You may receive a  Johns Hopkins University and Medicine
                                             You can be tested if you visit a doctor,  phone call or email that seems legitimate,  (a legitimate organization) does offer
                                           urgent care, or an emergency room while  but don’t let the fear of missing out on  a coronavirus tracking map with accurate,
                                           exhibiting symptoms. There might also be  your check convince you to compromise  up-to-date coronavirus information on its
                                           drive-through testing centers in your area,  your data.                     website, but you don’t have to download
                                           but you’ll need to call for an appointment  The Facts                       anything to use it. The Guardian and
                                           and confirm you have symptoms first.                                        the New York Times also have legitimate
                                             And remember: according to the Centers  Federal officials are still working out  COVID-19 maps.
                                           for Disease Control and Prevention    how to deliver stimulus funds to citizens,  Online shopping scams
                                           (CDC), only those who show symptoms   but no one will ask you for personal   Fraudsters have long used the internet
                                           should be tested. 1                   information to sign up for a check. And no  to scam online shoppers, but during the
                                             Unapproved cures or treatments      third party has early access to this money,  coronavirus pandemic, they’re focusing on
                                                                                 so don’t be fooled.                   products that people are desperate to get
                                             The COVID-19 pandemic has left people  Provided you filed income taxes for
                                           searching for ways to cure it. Several                                      their hands on.
         If nothing else, scammers are     companies have begun fraudulently     either 2018 or 2019, the IRS will simply  The Scam
       persistent. They’re always looking for  claiming their products do exactly that.  mail a check to your address or deposit  While legitimate stores are low on toilet
       ways to use current events to play on                                     the funds into your bank account,     paper, bottled water, food staples, and face
       your fears and take advantage of      The Scam                            depending on whether you’ve paid your  masks, scammers claim to have them in
       uncertainty. And that’s true during the                                   taxes or received a return via check or  spades. But they just take your money
       coronavirus pandemic too.             A website touts a product or products—  direct deposit in the past.       (often through untraceable forms, such as
                                           such as herbal supplements or teas,     If you’re receiving Social Security or  gift cards or bitcoin) and never send you
         Coronavirus scams run the gamut of  essential oils, tinctures, or colloidal  Railroad Retirement Board (RRB) benefits  what you think you’ve bought.
       fraud—from bogus COVID-19 cures to  silver—that can supposedly cure or    and don’t have to file taxes, you also don’t  The Facts
       criminals pretending to be government  prevent COVID-19. All you need to  need to do anything to receive stimulus  Food and supply shortages are real, but
       officials to work-from-home jobs that  achieve peace of mind is a credit card  money. 4                         supply chains are reliable, so stores will
       are too good to be true. You can protect  number.                           If you are concerned about receiving  replenish their shelves. Unfortunately,
       yourself by understanding what        The Facts                           your funds, go directly to the IRS website.  delivery timelines are longer than usual
       scammers are after, and the tactics they  Currently, there are no known cures or  The IRS will update this page with  due to limited staffing at stores and an
       use, and staying abreast of the latest  preventatives for the new coronavirus,  information on stimulus checks as it  explosion of online orders. If you can wait
       scams officials uncover.            other than avoiding exposure to the virus  becomes available.               for Amazon, Walmart, or other legitimate
                                           altogether. There are several vaccines in  Fake coronavirus tracking apps   online retailers to send you what you
         Here are some of the coronavirus  the works, but they aren’t expected to be
       scams to watch out for—and how you  ready for at least 18 months, and experts  If you’re like me, you check the news  need, do so.
       can avoid becoming a victim.                                              several times per day to find out if there  If you can’t wait, consider asking a low-
                                           still aren’t sure they’ll work.       are new cases of coronavirus nearby. It’s  risk relative or friend to pick up what you
         “Free” virus test kits              On March 9, the Food and Drug       almost like checking the weather. Staying  need from the store and leave the items on
                                           Administration (FDA) warned several                                         your doorstep. If you choose to buy online
         People are understandably desperate  companies to stop making false claims  informed is a great way to keep yourself  and aren’t sure whether a website is
       to know whether they have the virus,  about their products,  and has since  and loved ones safe, but scammers take  legitimate, use the Federal Trade
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       and scammers know this. Older adults  maintained a steadily growing list of  advantage of that desire.          Commission’s guidelines for identifying
       (many of whom are on Medicare) have  fraudulent COVID-19 products hawked by  The Scam                           and avoiding fraudulent online
       even more reason to worry since they  scammers.                           Recently, a fake app for Android      businesses.
       are most at risk of experiencing an   If you think you have coronavirus, don’t  smartphones called “corona live 1.1” was  Scams offering remote work
       extreme case of the illness. But if you  turn to the internet for a miracle cure—call  discovered. The app promises to give you
       receive an unsolicited phone call, text,  your doctor, a nurse helpline, urgent care,  live updates of coronavirus cases and  With record numbers of people laid off,
       email, or in-person offer for a free virus  or an emergency room provider.  deaths near you, but instead uses your  furloughed, or working from home,
       test kit, don’t be fooled.            Fake stimulus checks                location, camera, photos, and videos to  fraudsters have developed work-from-
         The Scam                                                                spy on you.                           home scams designed to mine your
         Scammers ask  you to reveal personal  On March 25, the federal government                                     personal information.
       information, such as your social    approved a $2 trillion stimulus package  This fraudulent app infringes on your
       security number, birth date, or     that includes delivering $1,200 to eligible  privacy and may allow you to    The Scam
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       Medicare number for a test kit they  citizens.  Unfortunately, scammers are  unwittingly share personal information  You get a phone call, email or text
       never plan to send you. Instead, the  using this much-needed relief to steal your  with whoever is listening in.  offering the promise of a job you can
       fraudsters use the information you  personal information.                                                       perform without leaving your home. And
       reveal to steal your identity or run up  The Scam                           The Facts                           the “hiring process”requires an upfront
       fraudulent Medicare charges under your  Posing as Internal Revenue Service (IRS)                                investment or the disclosure of personal
       name.                               officials, scammers pressure people to give  When discovered, fraudulent apps are  information.
         The Facts                                                               generally removed from app stores such
                                           up their social security numbers,     as Google Play or the Apple App Store,                Continued on Page 14

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