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Open Enrollment: October 15 - December 7 COMMUNITY EVENT ANNOUNCEMENT
Computer workshops every Saturday
~OPEN TO THE PUBLIC and ALL age levels
Born Before 1955 or Living with a need to pay your Medicare Part B premium,
Disability? Here are 5 Questions to Help which covers medical services and preventive ~Practical hands on learning and experience inter-generational
You Choose a Medicare Plan care. You might want to use the additional ~Fun event with snacks
By Rick Beavin, California Market President ~Bring your own devices: Smartphones, laptops, iPad, etc
Humana premium dollars you save for out-of-pocket Free parking behind building on 16th Street
medical costs, such as co-pays.
Costs: donations encouraged and needed to help cover materials used
If you’re one of 56 million Americans Time: 9:00 am to 12 noon Website: youthonthemove.net
eligible for Medicare, it’s important to · Address: 1850 E. 17th St. #103, Email: iehof2015@gmail.com
understand coverage options when selecting Do I need to sign up for Medicare Parts Santa Ana, CA 92705 Call: Dr. Pat Adelekan, 714-628-9844
your health plan for 2020. Research can take A and B if I’m still working? If you or your
time, and many people find working with a spouse have health insurance from an employer,
licensed health insurance agent helpful when you can delay enrolling in Medicare until the
deciding between Original Medicare, employment or the coverage stops. At that
Medicare Advantage plans, Prescription point, you’re entitled to a special enrollment
Drug Plans and Medicare Supplement plans. period of up to eight months to sign up for
Answering these five questions can help you Medicare without incurring any late penalties.
make an informed choice during the
Medicare Annual Election Period, October 15 Resources are available to help you in this
to December 7: process, including licensed sales agents, local
seminars, and websites such
· Are my doctors, hospitals and as medicare.gov and humana.com/Medicare.
You can also call 1-800-MEDICARE (1-800-633-
specialists in network? Most Medicare 4227) (or TTY: 1-877-486-2048) 24 hours a day,
Advantage plans offer online tools to help seven days a week, or call Humana at 1-800-213-
you find doctors and hospitals that are in a 5286 (TTY: 711) 8 a.m. to 8 p.m. local time seven
plan’s network. A licensed agent can also days a week.
help you look up hospitals and doctors to see
if they’re in a plan’s network and taking new As with any major decision, proper research
patients and confirm what’s in network if will go a long way toward making the best plan
you’re a seasonal resident. choice for your personal health care needs.

· Which plans will cover my
prescription drugs? Original Medicare does REFRESHER
not cover most prescription drugs. Many MEDICARE PART A
Medicare Advantage plans include
prescription drug coverage, or you can sign Hospital, In patient care and
up for a Part D Prescription Drug Plan coverage
separately. A licensed agent can look up the
medications you would like covered and MEDICARE PART B
help you estimate what the cost of each drug
would be on a plan. Medical Professionals, doctors,
tests, outpatient care, home
health, durable medical equip-
· Are there new, innovative benefits I ment and some preventive
should consider? Beyond vision, hearing and services
dental coverage, if you aim to become
healthier, look for fitness program benefits MEDICARE PART C
as many Medicare Advantage plans offer a
gym membership. If you travel or appreciate Medicare Advantage is like an
technology, virtual doctors are helpful HMO or PPO and are offered
services when you can’t see a doctor right by private insurers that have
away. Most Medicare Advantage plans now been approved by Medicare.
offer transportation to doctor appointments
and the gym. MEDICARE PART D

Prescription Drug coverage. If
· Will a zero monthly premium plan you sign up for original Medi-
save me money? Private insurers help keep care and not a Medicare Advan-
premiums down through programs like tage, you are required to sign
disease and chronic care management, which up for a prescription drug
help people better manage health conditions program as well.
and, in turn, reduce medical costs. You’ll still

October 2019 5